Nick it’s a bunch of crap to sell a system. They know many like you maybe have enough to buy a course or something or do a seminar at the least.
These people maybe have completed one or two deals or none at all.
The guru’s realize it’s much easier to hype you up and sell stuff than do deals with the techniques they are pushing.
Think about it this way. A bank has a bunch of crud on it’s books from bad and loose legacy loans from the boom times. They are trying to shed that off the books.
The bank now has say 50 million to allocate to commercial real estate lending for new loans. Do you think they will approve a technique you are trying with no money down with regulators breathing down their necks or do you think they will wait and do a deal with an investor who is solid and has plenty of skin in the game??
I am putting my money on the bank waiting for a solid and strong purchaser.
If you land an incredible deal you can pick up a cash partner but will have to be careful they do not cut you out after showing to them. It sounds like to me right now you have limited value to a real estate deal. You do not have the money and you do not have a deal. What you need to now is get educated and make yourself valuable to others and that will open up doors for you.
There are owner finance deals with no money down but the price is generally inflated and you buy into a bad deal with a balloon note that comes due and the property is still marginally performing. Even with no money down for a commercial deal you will STILL need over 10k to close.
Site inspection, cost reserve stable, phase 1,survey, appraisal (if you want), title search, title policy (if you want), closing costs, etc.