No, I didn’t mean you can afford to pay more with financing. A deal’s a deal regardless of how you pay for it. I did mean that, everything else being equal, you can generally get a higher ROI with financing than with paying cash.
I think 6 unit buildings are a no-man’s land. They’re over four units, so no conventional financing. They’re too small to get good economies of scale. They’re hard to financing because the loan balance is small.